Car Insurance Savannah GA

CARS WITH THE LOWEST CAR INSURANCE

When considering car insurance, Savannah, GA residents know it’s important to remember that there are many considerations that go into formulating your policy, and determining how much you’ll actually pay for the level of coverage you need. The experts at First Choice Georgia know that one of the most important considerations has to do with the type of car you drive, as certain types of vehicles will naturally carry higher premiums than others. Of course, the type of car you drive isn’t the only consideration---where you live, your age, your driving record, and your credit history are all factors that come into play. However, if you’re still shopping for the perfect vehicle, you may want to keep a few things in mind before making that purchase. 

Although many people assume that the larger or more expensive a vehicle is, the more expensive the cost to insure it, studies consistently show this isn’t true. In fact, smaller, sportier vehicles always populate the annual list of the most expensive cars to insure. The reason for this is that they are trendy and affordable, and tend to be driven by members of the demographic most likely at risk for an accident: younger male drivers. They also have the highest rates of collision.

Knowing that a smaller, sportier car will give you pricier car insurance, Savannah, GA new car buyers should lean toward slightly larger and more practical models. At First Choice Georgia, we’ve learned that another factor that makes a car expensive to insure is the rate at which the car is stolen or is involved in collisions across the country. The Cadillac Escalade is nearly 6 times the national average to insure, and cars by Hyundai and Mitsubishi frequently break the bank, simply based on statistics. Call First Choice Georgia today for more tips on choosing an insurance-friendly vehicle, and keeping your premiums down.

If you need information on car insurance, Savannah, GA residents can call us at (912) 355-0001.